Coal processing facility beneath snow-covered mountains, representing America’s natural resource industries.

Specialty Insurance Since 1981

Protecting America’s
Natural Resource
Industries

Tailor-made surety and contractual liability products for operators, contractors, and businesses across eight southeastern and central states.

Est. 1981Year Founded
40+Years of Service
8States Served
100%Specialty Insurer

Who We Are

It’s Been in Our Name
for More Than 40 Years

American Resources Insurance Company was founded in 1981 with a singular focus: supporting the industries that power America’s economy. As a specialty insurer, we design tailor-made surety and contractual liability products specifically for natural resource operators, contractors, and businesses.

Our products are available both direct-to-consumer and through a network of independent agents. From reclamation bonds to vehicle service contracts to financial performance obligation security, we provide the fiduciary know-how, products, and services you can trust.

AMRE is a proud subsidiary of Marathon Group, alongside Marathon Administration Company, Sparta Capital Management, Protection Direct, and Primer Auto Seguros.

Active Appalachian surface mine with excavator and haul trucks.
Organized mining operation with haul truck, excavator, and reclaimed terrain.

What We Offer

Tailor-Made Products for
Natural Resource Industries

Every product we offer is purpose-built for the unique risks and regulatory requirements of America’s natural resource sector.

Surety Bonds

Performance and payment bonds that guarantee your contractual obligations are met — protecting project owners, subcontractors, and suppliers.

Reclamation Bonds

Regulatory-compliant bonds required by state and federal agencies to ensure land reclamation following mining, drilling, and extraction operations.

Contractual Liability

Coverage for contractually assumed liabilities, protecting your business from financial exposure arising from performance obligations.

Vehicle Service Contracts

Extended protection plans for commercial and fleet vehicles critical to natural resource operations, reducing unexpected repair costs.

Where We Operate

Serving Eight States
Across the South & Midwest

Our products are licensed and available in the states where America’s natural resource industries are most active — from Appalachian coal country to Gulf Coast energy operations to Midwestern agriculture.

  • Alabama
  • Georgia
  • Indiana
  • Kentucky
  • Mississippi
  • Oklahoma
  • South Carolina
  • West Virginia (Coming soon)
AMRE supplied map for the mining service area.
8States LicensedAlabama · Georgia · Indiana · Kentucky · Mississippi · Oklahoma · South Carolina · West Virginia
Terraced surface mining operation at blue hour.

Why Choose AMRE

Deep Industry Expertise.
Genuine Commitment.

Specialty Focus

We don’t try to be everything to everyone. Our entire product line is purpose-built for natural resource industries — mining, energy, forestry, and agriculture. That focus means deeper expertise and better-fitting coverage.

Highest Level of Service

We are committed to providing the highest level of service to our agents, partners, and clients. Our team understands the regulatory environment and operational realities of the industries we serve.

Flexible & Nimble

As a nimble, privately held insurer, AMRE combines specialized surety expertise with responsive service to create tailored solutions for the distinct needs of our agents and clients.

Insurance agent and client shaking hands.
Independent Agent Program

For Independent Agents

Partner With Us to
Grow Your Book

AMRE markets its products through a network of independent agents who serve natural resource businesses across our eight-state territory. As an AMRE agent, you gain access to specialty products your clients cannot find elsewhere — and the support of a team that has been in this industry for over four decades.

  • Specialty surety and liability products unavailable through standard markets
  • Dedicated agent support and underwriting expertise
  • Competitive commissions and straightforward appointment process
  • A partner that understands natural resource industries as well as you do
Become an Agent

Our Family of Companies

Part of the Marathon Group

AMRE is a subsidiary of Marathon Group, a family of companies committed to providing financial protection and administrative services across multiple industries.

▦ Marathon Administration Company◇ Sparta Capital Management▤ Protection Direct▱ Primer Auto Seguros

Get in Touch

We’re Ready to Assist

Contact Information

Office
1111 Hillcrest Road, Mobile, AL 36695
“Through specialized underwriting, trusted partnerships, and disciplined risk management, we deliver dependable surety solutions that support responsible operations and give our agents, partners, and clients confidence.”— American Resources Insurance Company

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